When Should You Review Your Life Insurance?

Life insurance is not set-and-forget. These are the moments that should trigger a fresh look.

After big life events

Marriage, a new baby, a house purchase, a divorce or a new business all change what your family needs. Each one deserves a quick recalculation.

When your income changes

A promotion can leave your cover far too small. A career break might mean you can reduce it.

Before your term ends

Look at least a year ahead. Premiums for a new policy will be based on your age then, so compare options early.

Check the paperwork

Confirm beneficiaries, contact details and any riders you are paying for.

Make it a habit

A yearly check on the same date as your tax return or birthday takes ten minutes and keeps the plan honest.

General information only, not financial or insurance advice.